Fees & features

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Send fees

CurrencyMethodFee
BTCSend to BTC AddressDynamic *
BTCSend to email address or mobile numberFree
BCHSend to BCH AddressDynamic *
ETHSend to ETH AddressDynamic *
XRPSend to XRP Address0.03%
LTCSend to LTC AddressDynamic *
USDCSend to USDC AddressDynamic *
* The fee varies dynamically depending on the network traffic

Receive fees

Supported cryptocurrencies

  • Bitcoin (BTC)
  • Bitcoin (BTC)
  • Bitcoin Cash (BCH)
  • Ethereum (ETH)
  • Ripple (XRP)
  • Litecoin (LTC)
  • USD Coin (USDC)
CurrencyMethodFee
Bitcoin (BTC)Receive by BTC AddressFree *
Bitcoin (BTC)Receive by email address or mobile numberFree
Bitcoin Cash (BCH)Receive by BCH AddressFree
Ethereum (ETH)Receive by ETH AddressFree
Ripple (XRP)Receive by XRP AddressFree
Litecoin (LTC)Receive by LTC AddressFree
USD Coin (USDC)Receive by USDC AddressFree
* For receive amounts to the value of BTC 0.0001 and lower, Luno charges an equivalent transaction fee.

Withdrawal fees

CurrencyMethodFee
ZAREFTFree (ZAR 0.00% for amounts below ZAR 50)

Deposit fees

CurrencyMethodFee
ZAREFTFree
ZARInstant EFT1.40%
ZARCash deposit penaltyZAR 20.00 + 5% of the deposit amount

Trade fees

Your total 30-day trading volume is calculated each day by summing up all of your trading activity across all markets on the Luno Exchange platform over the last 30 days (converted to your primary currency). You are then assigned a fee tier based on this total 30-day volume according to the table below.

TierVolumeMakerTaker
1Between
ZAR 0 - ZAR 4,999,999.99
0%0.1%
2Between
ZAR 5000000 - ZAR 9,999,999.99
0%0.09%
3Between
ZAR 10000000 - ZAR 19,999,999.99
0%0.08%
4Between
ZAR 20000000 - ZAR 39,999,999.99
0%0.07%
5Between
ZAR 40000000 - ZAR 79,999,999.99
0%0.06%
6Between
ZAR 80000000 - ZAR 119,999,999.99
0%0.05%
7Between
ZAR 120000000 - ZAR 159,999,999.99
0%0.04%
8More than
ZAR 160000000
0%0.03%

Instant buy/sell transaction limit

These limits are applied per instant buy/sell transaction. There is no limit on the number of transactions that can be done. These limits do not apply to the exchange.

Crypto/fiat pairs

MarketCryptocurrencyLocal currency
BCH/ZARBCH 0.001 - BCH 20ZAR 1 - ZAR 1,500,000
BTC/ZARBTC 0 - BTC 5ZAR 1 - ZAR 1,500,000
ETH/ZARETH 0.001 - ETH 100ZAR 1 - ZAR 1,500,000
LTC/ZARLTC 0.01 - LTC 200ZAR 1 - ZAR 1,500,000
USDC/ZARUSDC 1 - USDC 30,000ZAR 11 - ZAR 1,500,000
XRP/ZARXRP 0.1 - XRP 80,000ZAR 1 - ZAR 1,500,000

Crypto/crypto pairs

MarketCryptocurrencyLocal currency
BCH/BTCBCH 0.001 - BCH 40BTC 0.001 - BTC 2
BCH/ETHBCH 0.001 - BCH 20ETH 0.01 - ETH 100
BCH/XRPBCH 0.001 - BCH 20XRP 0.1 - XRP 80,000
ETH/BTCETH 0.01 - ETH 100BTC 0.001 - BTC 2
LTC/BCHLTC 0.01 - LTC 200BCH 0.002 - BCH 20
LTC/BTCLTC 0.01 - LTC 200BTC 0.001 - BTC 2
LTC/ETHLTC 0.01 - LTC 200ETH 0.01 - ETH 100
LTC/XRPLTC 0.01 - LTC 200XRP 0.1 - XRP 80,000
USDC/BCHUSDC 1 - USDC 30,000BCH 0.002 - BCH 20
USDC/BTCUSDC 1 - USDC 30,000BTC 0.001 - BTC 2
USDC/ETHUSDC 1 - USDC 30,000ETH 0.01 - ETH 100
USDC/LTCUSDC 1 - USDC 30,000LTC 0.01 - LTC 200
USDC/XRPUSDC 1 - USDC 30,000XRP 0.1 - XRP 80,000
XRP/BTCXRP 0.1 - XRP 80,000BTC 0.001 - BTC 2
XRP/ETHXRP 0.1 - XRP 80,000ETH 0.01 - ETH 100

Verification levels and limits

Certain limits apply to each verification level. Learn more about how these limits work and how you can upgrade your account.

For all cryptocurrency send transactions, send limits may apply. Learn more about send limits.

Level 1Level 2Level 3

Deposits over all time

ZAR 15,000

Withdrawals over all time

ZAR 15,000

Deposits per month

ZAR 50,000

Withdrawals per month

ZAR 50,000

Limits may apply

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