How to Buy Bitcoin (BTC) in Indonesia
Create an account, add rupiah, and buy Bitcoin at the live rate.
Luno's been building crypto infrastructure since 2013, the same year Bitcoin first became a mainstream conversation in Indonesia. Buying your first Bitcoin here means a regulated platform, a live rupiah price you can trust, and a buying flow built to get you from sign-up to owning crypto in minutes, not hours.
BTC/ZAR market stats
What you'll learn about Bitcoin
Where and how to buy Bitcoin, with clear, step-by-step instructions.
The live Bitcoin price in rupiah, plus key stats: market cap, volume, and all-time high.
Where to go next if you're also curious about Ethereum or XRP, Luno's other most-traded assets.
Buying Bitcoin on Luno
1.
Create your account
Sign up with your email and verify your identity, a standard check for every regulated exchange.
2.
Add
rupiah
to your wallet
Deposit by bank transfer from your Indonesian bank account.
3.
Select Buy, then
Bitcoin
Open the Buy screen and choose Bitcoin from Luno's list of supported crypto assets.
4.
Enter an amount
Type in a rupiah amount or a BTC amount, whichever's easier, the app converts it either way.
5.
Choose how to pay
Use the rupiah balance in your wallet.
6.
Review, then confirm
Check the live rate and the exact transaction cost, once-off or as a repeat buy, then swipe to buy.
Why invest with Luno?
Transparency and security
We take measures to safeguard customer assets and maintain appropriate controls.
Since 2013
More than a decade building in crypto.
Trusted by millions
Millions of customers, globally.
Institutional-grade security
Cold storage via BitGo and Fireblocks, ISO 27001-certified.
OJK licensed
PT Luno Indonesia Ltd is licensed by Indonesia's Financial Services Authority (OJK) as a Digital Financial Asset Trader, registration No. KEP-17/D.07/2026.
Explore more ways to buy crypto
Learn how to buy Ethereum
The same step-by-step buying guide, plus the live ETH to rupiah rate.
Learn how to buy XRP
The same step-by-step buying guide, plus the live XRP to rupiah rate.
How to Buy Bitcoin in Indonesia: FAQs
Is it legal to buy Bitcoin in Indonesia?
Yes. Indonesia's Financial Services Authority (OJK) regulates digital financial asset trading under OJK Regulation No. 27 of 2024, and buying, holding, and selling Bitcoin is legal for Indonesian residents. It isn't recognised as legal tender, only the Rupiah is legal tender under Bank Indonesia's Currency Law.
Is my Bitcoin safe with Luno?
Yes. Luno takes measures to safeguard customer assets and maintain appropriate controls, and crypto held with Luno is stored in cold storage via BitGo and Fireblocks, both ISO 27001-certified.
Do I need to buy a whole Bitcoin?
No. You can buy or convert any amount of Bitcoin, down to a small fraction, so you can start with whatever amount suits you.
How much is 1 Bitcoin in rupiah?
The Bitcoin price in rupiah changes all the time, because it trades 24 hours a day and moves with global supply and demand. To see what one Bitcoin is worth right now, check the live Bitcoin to rupiah rate, or use the calculator above to work out any amount, in either rupiah or BTC.
How do I deposit rupiah to buy Bitcoin?
Deposit Rupiah by bank transfer from your Indonesian bank account, then use that balance to buy Bitcoin at the live rate.
What fees does Luno charge to buy Bitcoin?
Fees depend on your payment method and order type. Check the current fee schedule on Luno before placing an order.
How long does it take to buy Bitcoin on Luno?
Buying Bitcoin with a rupiah balance already in your wallet happens instantly at the live rate. Depositing first follows your bank's normal transfer time.
Can I sell my Bitcoin back for rupiah?
Yes. You can sell Bitcoin for rupiah at the live rate any time, then withdraw to your bank account whenever you're ready.
Do I pay tax on Bitcoin profits in Indonesia?
Yes. Indonesia taxes crypto trading profits under rules administered by the Direktorat Jenderal Pajak (DJP), following a 2025 reform of the earlier framework. This isn't tax advice, so speak to DJP or a registered tax consultant about your specific situation.