How to Buy XRP (XRP) in Indonesia
Create an account, add rupiah, and buy XRP at the live rate.
Luno's been building crypto infrastructure since 2013, the same year XRP first became part of the conversation in Indonesia. Buying your first XRP here means a regulated platform, a live rupiah price you can trust, and a buying flow built to get you from sign-up to owning crypto in minutes, not hours.
XRP/IDR market stats
What you'll learn about XRP
Where and how to buy XRP, with clear, step-by-step instructions.
The live XRP price in rupiah, plus key stats: market cap, volume, and all-time high.
Where to go next if you're also curious about Bitcoin or ETH, Luno's other most-traded assets.
Buying XRP on Luno
1.
Create your account
Sign up with your email and verify your identity, a standard check for every regulated exchange.
2.
Add
rupiah
to your wallet
Deposit by bank transfer from your Indonesian bank account.
3.
Select Buy, then
Ripple
Open the Buy screen and choose XRP from Luno's list of supported crypto assets.
4.
Enter an amount
Type in a rupiah amount or a XRP amount, whichever's easier, the app converts it either way.
5.
Choose how to pay
Use the rupiah balance in your wallet.
6.
Review, then confirm
Check the live rate and the exact transaction cost, once-off or as a repeat buy, then swipe to buy.
Why invest with Luno?
Transparency and security
We take measures to safeguard customer assets and maintain appropriate controls.
Since 2013
More than a decade building in crypto.
Trusted by millions
Millions of customers, globally.
Institutional-grade security
Cold storage via BitGo and Fireblocks, ISO 27001-certified.
OJK licensed
PT Luno Indonesia Ltd is licensed by Indonesia's Financial Services Authority (OJK) as a Digital Financial Asset Trader, registration No. KEP-17/D.07/2026.
Explore more ways to buy crypto
Learn how to buy Bitcoin
The same step-by-step buying guide, plus the live BTC to rupiah rate.
Learn how to buy Ethereum
The same step-by-step buying guide, plus the live ETH to rupiah rate.
How to Buy XRP in Indonesia: FAQs
Is it legal to buy XRP in Indonesia?
Yes. Indonesia's Financial Services Authority (OJK) regulates digital financial asset trading under OJK Regulation No. 27 of 2024, and buying, holding, and selling XRP is legal for Indonesian residents. It isn't recognised as legal tender, only the Rupiah is legal tender under Bank Indonesia's Currency Law.
Is my XRP safe with Luno?
Yes. Luno takes measures to safeguard customer assets and maintain appropriate controls, and crypto held with Luno is stored in cold storage via BitGo and Fireblocks, both ISO 27001-certified.
Do I need to buy a whole XRP?
No. You can buy or convert any amount of XRP, down to a small fraction, so you can start with whatever amount suits you.
How much is 1 XRP in rupiah?
The XRP price in rupiah changes all the time, because it trades 24 hours a day and moves with global supply and demand. To see what one XRP is worth right now, check the live XRP to rupiah rate, or use the calculator above to work out any amount, in either rupiah or XRP.
How do I deposit rupiah to buy XRP?
Deposit Rupiah by bank transfer from your Indonesian bank account, then use that balance to buy XRP at the live rate.
What fees does Luno charge to buy XRP?
Fees depend on your payment method and order type. Check the current fee schedule on Luno before placing an order.
How long does it take to buy XRP on Luno?
Buying XRP with a rupiah balance already in your wallet happens instantly at the live rate. Depositing first follows your bank's normal transfer time.
Can I sell my XRP back for rupiah?
Yes. You can sell XRP for rupiah at the live rate any time, then withdraw to your bank account whenever you're ready.
Do I pay tax on XRP profits in Indonesia?
Yes. Indonesia taxes crypto trading profits under rules administered by the Direktorat Jenderal Pajak (DJP), following a 2025 reform of the earlier framework. This isn't tax advice, so speak to DJP or a registered tax consultant about your specific situation.