Shariah-compliant crypto investing
Trade and stake crypto, or invest in the Large Cap Bundle. Each is independently verified to align with Islamic finance principles and certified by recognised Shariah authorities.

Trust Luno for Shariah-compliant crypto investing

A regulated exchange offering Shariah-compliant crypto assets
Luno meets standards set by Malaysia's Securities Commission for Islamic crypto investing

Independently certified staking and bundles
Our staking products and bundles are certified by recognised Islamic finance authorities, including Sharlife and Amanie Advisors
Invest with confidence
01
Know before you invest
Each Shariah-compliant crypto investment is clearly labeled in the app. Look for the ‘Shariah-compliant’ label next to each eligible asset
02
Independent verification
All Shariah-compliant investments are reviewed by Islamic finance advisory institutions to ensure they avoid riba (interest), gharar (excessive uncertainty), and non-permissible activities
03
Ongoing compliance
Crypto assets are monitored regularly to maintain Shariah standards, with certifications renewed annually

Shariah-compliant

Shariah-compliant

Shariah-compliant
Shariah-compliant crypto assets

Shariah-compliant staking
Stake with confidence in assets screened for Shariah compliance.
Choose a bundle that fits your approach
Explore curated bundles designed around different ways to invest.

BTC
75%
ETH
15%
XRP
5%
SOL
3%
BNB
2%
Large Cap
Provides broad crypto market exposure by tracking the CoinDesk 5 Index through a diversified selection of 5 leading digital assets.
Sharlife, a Shariah adviser registered with the Securities Commission Malaysia, certified the Large Cap Bundle as Shariah-compliantBest suited for:
• Broad crypto market exposure
• Market-tracking, index-style investing
• Following overall crypto market performance*Weightings are shown for illustration. Actual allocations may vary and are reflected in the app.
Provides focused exposure to a selective portfolio of established digital assets and tokenised stocks.
Large Cap

BTC
75%
ETH
15%
XRP
5%
SOL
3%
BNB
2%
Best suited for:
• Broad crypto market exposure
• Market-tracking, index-style investing
• Following overall crypto market performance*Weightings are shown for illustration. Actual allocations may vary and are reflected in the app.

BTC
75%
ETH
15%
XRP
5%
SOL
3%
BNB
2%
Large Cap
Provides broad crypto market exposure by tracking the CoinDesk 5 Index through a diversified selection of 5 leading digital assets.
Sharlife, a Shariah adviser registered with the Securities Commission Malaysia, certified the Large Cap Bundle as Shariah-compliantBest suited for:
• Broad crypto market exposure
• Market-tracking, index-style investing
• Following overall crypto market performance*Weightings are shown for illustration. Actual allocations may vary and are reflected in the app.

Invest with peace of mind
More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform

Invest with peace of mind
More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform

Invest with peace of mind
More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform
Frequently asked questions
What makes a crypto asset Shariah-compliant?
A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.
How is crypto staking halal?
Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.
Who verifies that these investments are actually Shariah-compliant?
All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.
Can I see the Shariah certification documents?
Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.
Which cryptocurrencies are Shariah-compliant on Luno?
We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.
How often are these certifications reviewed?
Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.
What happens if an asset loses its Shariah-compliant status?
If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.
Do Shariah-compliant investments perform differently than regular crypto?
Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.
What makes a crypto asset Shariah-compliant?
A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.
How is crypto staking halal?
Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.
Who verifies that these investments are actually Shariah-compliant?
All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.
Can I see the Shariah certification documents?
Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.
Which cryptocurrencies are Shariah-compliant on Luno?
We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.
How often are these certifications reviewed?
Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.
What happens if an asset loses its Shariah-compliant status?
If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.
Do Shariah-compliant investments perform differently than regular crypto?
Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.
What makes a crypto asset Shariah-compliant?
A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.
How is crypto staking halal?
Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.
Who verifies that these investments are actually Shariah-compliant?
All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.
Can I see the Shariah certification documents?
Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.
Which cryptocurrencies are Shariah-compliant on Luno?
We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.
How often are these certifications reviewed?
Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.
What happens if an asset loses its Shariah-compliant status?
If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.
Do Shariah-compliant investments perform differently than regular crypto?
Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.
